The benefits of organising your household paperwork is
obvious. But easy it is not! It takes a lot of thought and planning and
eventually maintenance. So why do it? Mounds of paperwork, trying to find your
passport, last credit card bill, receipt for an item you want to return. That’s
why? When everything is orderly and organised you can find what you want in an
instance and the pleasing aesthetics of a clear countertop can work wonders on
your countenance! So here are five steps to clear the clutter and get on top of
your documents.
Central Hub
Grab all your paperwork from all over the house. Bring them
to one central spot. Mine is my Office area located in the dining room. From here
I can do everything. I can organise my documents online, check my bank records
online, sort and organise my mail and file away documents.
You need a system that isn’t going to overcomplicate things,
remember you are trying to make it easy to find the paperwork you want when you
need it. So here is how I do it:
Navigating Mail
First I have three folders that I store in a magazine box on
my desk. I’ve labelled them ‘to-do’, ‘to-read’ and ‘to-file’. Everyday when I
sort the post, I put them into one of these piles or put junk mail straight into
the bin. While I am sorting, any bills that are not automatically paid by
direct debit, I make a note of the date I want to pay them in my diary and then
file them in the ‘to-do’ folder.
Get Rid of Receipts
Once a week, usually on a Sunday, I go through all the
receipts in my purse and either put them in the ‘to-file’ section of the desk
folders (see above) or purge them. I have
an automatic ‘toss list’ in my head of receipts I know I don’t have to
hold on to, like grocery receipts, restaurant receipts and clothing receipts
(once I’ve tried them on and taken the labels off).
Monthly Sort Out
Once a month, I sit down with a strong mug of coffee and get
to work sorting each document into more permanent storage or when possible
throwing it out. Again I have three separate storage types for this. My first
is a file box, where I keep the ‘forever’ documents (birth certificates, passports,
mortgage agreements, etc.). My second is a concertina folder split into 12
month dividers. Here I keep yearly documents like bank statements, vehicle maintenance,
bills and the like. Lastly I have a small concertina folder divided monthly to
hold receipts and cheque stubs for that year.
It may sound like a lot to do, but once you have gone through your initial pile up, it gets easier each month. And when you are able to find information you need at the drop of a hat, your face will just light up.
How do you organise your paperwork? Let me know of any success stories below.